Linked Credit Card

4 min readUpdated July 9, 2026

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Overview

A linked credit card lets you make purchases on the card while Qrtr keeps money reserved to pay the balance when it is due.

Linked credit cards are available on Plus and Business plans.

Plan availability

Basic

Not available

Plus

Up to 3 cards

Business

Up to 5 cards

Coming soon

How linked cards work

When you assign a card purchase to a Slice, Qrtr moves that amount from the spending Slice into a Credit Card Slice for the linked card.

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Placeholder: Linked credit card flow

Spending Slice
Credit Card Slice
Replace with a diagram showing a card purchase moving money into the Credit Card Slice.

Open Bank Settings and tap Link a Credit Card. Follow the connection flow to attach the card to the bank you use to pay it.

Replace with the Link a Credit Card action in Bank Settings.

Use more than one card

You can link multiple cards and use the card with the rewards that fit the purchase. Qrtr keeps the money for each assigned purchase in the right Credit Card Slice.

Common questions

Should I use auto-pay?+

Qrtr recommends setting up auto-pay from the bank account linked to the credit card.

Can I assign a card purchase to a Slice?+

Yes. Assign the transaction to a Slice and Qrtr reserves the amount in the Credit Card Slice.

Can I link more than one credit card?+

Yes. Plus supports up to 3 cards, while Business supports up to 5 cards.

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