Qrtr

Slices

5 min readUpdated July 8, 2026

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Overview

Slices help you divide one account balance into smaller amounts with clear jobs. Use them for bills, goals, and everyday spending categories.

Who can use Slices

Anyone can use Slice. Basic members can create up to 5 Slices. Plus and Business members can create unlimited Slices.

Plan availability

Basic

Up to 5 Slices

Plus

Unlimited Slices

Business

Unlimited Slices

Coming soon

What are Slices?

Slices are digital envelopes for organizing money by purpose. A Slice can represent a bill, a savings goal, or a spending budget.

When should I use Slices?

Use Slices whenever you want to reserve money for something before you spend it.

  • Monthly bills
  • Annual bills
  • Shopping budgets
  • Savings goals
  • Shared household expenses

How Slices work

Start with money in an account, reserve part of it into Slices, and Qrtr shows what is left as Safe to Spend.

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Account

Checking$1200

Slices

Rent$700Vacation$225Groceries$420

Available

Safe to Spend$318
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You can pair Slices with Schedule and Rule to automate your budget. You can also assign Category and Merchant spending so transactions reduce the right Slice automatically.

How to create a Slice

Open the Slices tab. If this is your first Slice, tap Create a Slice. If you already have Slices, tap the plus button in the header.

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Slice Settings

Slice Settings is where you change how a Slice looks, who can see it, and which spending should come from it automatically.

Menu
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  • Update the Slice name and icon.
  • Invite other users to view Slice information.
  • Set auto-spending categories and merchants.
  • Manage whether the Slice earns interest gains.

Examples of Slices

A useful Slice has a clear purpose. These examples are common starting points.

Home expenses

Rent / Mortgage$700Power Bill$120Car Insurance$95

Savings goals

Vacation$225New Car$80Emergency Fund$500

Shopping budgets

Groceries$420Date Night$60Christmas$150

Continue learning

SchedulesMove money on a recurring basis.RulesAutomatically move money into Slices.Safe to SpendSee what remains after Slices reserve money.TransactionsSee how spending changes Slice balances.

Common questions

Do transactions assigned to a Slice reduce that Slice balance?+

Yes. When a transaction is assigned to a Slice, that amount is deducted from the Slice balance.

Can a category or merchant spend from a Slice automatically?+

Yes. In Slice Settings, you can set categories and merchants that automatically spend from a Slice.

Can I use Slices without Rules or Schedules?+

Yes. Slices can be managed manually, then paired with Rules and Schedules later when you want more automation.

Does deleting a Slice delete transactions?+

No. Transactions assigned to a Slice stay in your transaction history. Deleting a Slice only removes the bucket used to organize them.

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